When a transaction is under review, the capture is not processed. The system may place the order on hold in your e‑commerce platform (sometimes displayed as a status like "On hold" or "Pending payment") and await a manual approval. In a production environment, a payment in pending review will remain in this state until a human reviewer manually approves or denies the transaction, or until an automatic clearing process occurs after a set period.
The customer approves the checkout intent. PayPal places a lock on the funds for up to 29 days, ensuring the capital exists.
Payment systems often require these two steps to ensure inventory is available or to handle subscriptions. Understanding how to execute a PayPal Capture API is vital for merchants managing their cash flow through the PayPal Developer platform. The Significance of Silicon Valley Bank (SVB)
Using authorized-then-captured flows protects both merchants and customers by ensuring funds are available, but not transferred until the order is ready.